Know exactly what you owe & keep.
Compare India's New and Old tax regimes side-by-side with a full slab breakdown, rebate, surcharge, cess and take-home — all computed live in your browser.
Your details
Everything recalculates as you type
Income
Interest, rent, etc.
Profile
Enables standard deduction (₹75k new / ₹50k old)
Old-regime deductions
Old regime onlyThese reduce tax only under the old regime. New regime currently wins — add deductions to see if old catches up.
Max ₹1,50,000
Max ₹50,000
Max ₹1,00,000
Max ₹2,00,000
Max ₹10,000
HRA exemption (computed)
₹0
HRA exemption calculator▾
New Regime
You save
₹1,59,900
New regime tax
₹97.5K
Old regime tax
₹2.57L
Annual difference
₹1.6L
Detailed breakdown shown for:
Take-home pay
Under New Regime
Monthly take-home
₹1,16,875
Annual take-home
₹14,02,500
Tax rates
Effective vs marginal
Effective rate
Total tax ÷ gross income
Marginal rate
Rate on your next ₹
Your effective rate is what you actually pay overall. Your marginal rate is the tax on each additional rupee you earn.
Slab-by-slab tax build-up
How each bracket contributes to your tax
Where your income goes
Take-home · tax · deductions
Tax across income levels
Both regimes, with your position marked
Detailed computation
Line-by-line, both regimes
| Particulars | New RegimeBEST | Old Regime |
|---|---|---|
| Gross total income | ₹15,00,000 | ₹15,00,000 |
| Standard deduction | −₹75,000 | −₹50,000 |
| Taxable income | ₹14,25,000 | ₹14,50,000 |
| Tax as per slabs | +₹93,750 | +₹2,47,500 |
| Tax after rebate | ₹93,750 | ₹2,47,500 |
| Health & education cess (4%) | +₹3,750 | +₹9,900 |
| Total tax payable | ₹97,500 | ₹2,57,400 |
| Annual take-home | ₹14,02,500 | ₹12,42,600 |
| Monthly take-home | ₹1,16,875 | ₹1,03,550 |
| Effective tax rate | 6.50% | 17.16% |
Figures rounded to the nearest rupee. Computed on a gross income of ₹15,00,000 for an individual below 60. This tool is for estimation only and not a substitute for professional tax advice.